Employees' Provident Fund Organisation (EPFO) May Keep PF ...
Employees’ Provident Fund Organisation (EPFO) is anticipated to keep the interest rate on provident fund deposits at 8.25% for
thecsrjournal.inHere’s the latest on EPFO interest rate for 2025-26.
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The EPFO reiterated an 8.25% interest rate for the financial year 2025-26, keeping it unchanged from the previous year. This decision was announced by the Central Board of Trustees (CBT) and is subject to government ratification before being credited to members’ accounts. [Sources across March 1, 2026 reports indicate CBT decision and subsequent finance ministry concurrence were planned before final approval.][1][2][3]
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Once the Finance Ministry approves, the interest will be credited to the accounts of EPFO subscribers (numbering in the tens of millions). The rate has been held at 8.25% for two consecutive years, reflecting EPFO’s investment performance and portfolio management.[5][1]
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Some reports mention that this rate is calculated monthly and credited at the end of the financial year, with inactive accounts ( dormant for 36 months) not earning interest. After government concurrence, the funds are typically credited in the following financial year.[1]
Quick context
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Why this matters: 8.25% is above many other fixed-income avenues in the same period and directly affects millions of EPF account holders in India.[3][1]
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Timing: The CBT meeting occurred in early March 2026, with the formalization contingent on Finance Ministry concurrence and final notification. If you’re an EPFO subscriber, expect confirmation and credit timing once the government issues the formal order.[2][5]
Would you like a brief table comparing EPFO’s 2023-24, 2024-25, and 2025-26 rates, or a summary of when credits typically appear in accounts in practice? I can also pull the most recent official notification text if you want exact quotes.[3][1]