Social Security's cost-of-living adjustment for 2027 is currently estimated 3.5% to 3.6%. This range comes from several independent projections as of September 14, 2026. The New York Times has published an estimate of 3.6%. The Senior Citizens League forecasts a 3.5% growth. ConsumerAffairs also projects 3.5%. All sources point to similar expectations for the COLA.

The Social Security Administration will make its formal statement in about one month. The exact date is not specified, but it is anticipated soon. Beneficiaries will find out the precise increase for 2027 payments.